Ayushman Bharat Yojana

Ayushman Bharat Yojana or PM-JAY provides cover up to Rs 5 Lakh along with cashless medical treatment facility to the beneficiaries in both public and private hospitals in India.

The documents which are required to submit while applying for the Ayushman Bharat Yojana or Pradhan Mantri Jan Arogya Yojana (PMJAY) are listed below: You need to submit the age and identity proof which includes your Aadhaar Card or PAN Card. You also need to submit the income certificate.

Benefits Cover Under PM-JAY

Most of the Government-funded medical insurance schemes offer a limit cover up to Rs 3 Lakh only. However, Ayushman Bharat Yojana or PM-JAY provides cover up to Rs 5 Lakh along with cashless medical treatment facility to the beneficiaries in both public and private hospitals in India.  Each family in India who fit the Ayushman Bharat Yojana eligibility criteria can avail this sum insured for defined secondary as well as tertiary care conditions.

This scheme recompenses all the expenses incurred on the following medical treatments.

  • Medical examination, treatment and consultation
  • Pre-hospitalization expenses
  • Post-hospitalization follow-up care up to 15 days
  • Diagnostic procedures and lab investigation charges
  • Cost of Medicine and medical consumables expenses are covered
  • Non-intensive and intensive care services
  • Accommodation benefits
  • Medical implantation services (where necessary)
  • Food services
  • Treatment resulting in complications

The Benefits of PMJAY Scheme

  • It handles all the uncovered hospital expenses with ease.
  • It provides a cashless facility to its beneficiaries.
  • It covers the transport allowances of the beneficiary during the pre-hospitalization and post-hospitalization period.
  • It covers the day-care expenses within the insurance package.
  • It also covers the pre-existing ailments of the beneficiary, which are included under thePMJAY plan.
  • It makes provisions for the follow-up treatments to ensure the complete recovery of the patient.
  • People belonging to scheduled caste and scheduled tribe families.
  • Households with no male member between the age of 16 years and 59 years.
  • Beggars and those surviving on alms.
  • Families with no individual between the age of 16 years and 59 years.
  • Households with at least one physically challenged member and no healthy adult Individual.
  • Landless families who make a living by working as casual manual labourers.
  • Primitive tribal communities.
  • legally released bonded labourers.

Spine Surgery, Orthopedic Surgery, Plastic Surgery are done at PM JAY CARD at the Govt.Spine institute & Physiotherapy College.